SHIP code of conductSHIP code of conduct

The Ship code of conductThe Ship code of conduct

S - Safe H - Home I - Income P - Plans

The ship code of conduct gives you certain guarantees when taking out an equity release plan. At Retirement Finance UK Limited we only advise on equity release providers or lenders who adhere to the code.

The guarantees you have are -

That you may live in the property for the rest of your lives, or until 2nd death, if joint life basis or you move into care or the property is no longer your main residence.

That you may move home to an alternative property, providing it meets the lending criteria of the chosen lender.

That you will have a no negative equity guarantee.This means that no matter how much you borrow you will not leave a debt to your family if what you borrowed and the interest added exceeded the value of the home.

That you may choose the solicitor of your choice to act on your behalf when taking out equity release.

SHIP was formed in 1991 to oversee the equity release industry. At Retirement Finance UK Limited we feel these standards and guarantees are the minimum you should expect and deserve

Customer serviceCustomer Service

At Retirement Finance UK we pride ourselves on customer service. From the first time you make an enquiry with us to the time you receive your cash our friendly staff will be at hand to guide you through and help make the process as simple as possible. We realise that you only live once and this is a big decision for you to make.

Important NoticeImportant Notice

This is a lifetime mortgage or home reversion scheme to understand the features and risks please ask for a personal illustration