The Equity Release Process

First Stage - Finding out if you qualify.

If you are a homeowner and your property is worth £70,000 or more. Making sure you can release enough funds to repay any existing mortgage or secured loan.

Second Stage - Contacting us for a personalised illustration

No home visits required, no obligation, we will provide you with independent specialist equity release whole of market advice to assess which type of plan is more suited to your needs. If we do not think equity release is right for you now we will explain this to you at an early stage. From our recommendation you can then make an informed choice.

Third Stage - Filling out the paperwork

We will fill in the application form to send out to you to return signed to proceed. The paperwork will be sent to the lender and a basic valuation of your property is carried out. An offer from the lender may be made and the solicitors instructed to start their work.

Fourth Stage - Completion

A completion date is set and the money you are releasing is sent to you to enjoy in any way that you wish. The whole process is overseen by ourselves so that you have the minimum of fuss and kept informed of where your application is up to. It normally takes between 5-8 weeks from receiving your signed documents to you receiving your cash.